5 Good Reasons Why Reloadable Travel Credit Cards Are Great For RV Pop Up Camper Owners
In this age and day, not having cash in your wallet or pocket is actually more beneficial rather than an inconvenience, thanks to global acceptance of plastic or paperless money. However, it depends on whether or not; you have an alternative method of payment or money in another form, like your ATM card, debit prepaid card, or credit card for instance. As an pop up camper owner, one of the best decisions you can make is to approach your bank and get one of those reloadable travel credit cards. It will benefit you a great deal.
1. Money Safety
Safety is the number one reason why most people prefer cashless transactions. Especially when traveling. With a travel card that has a credit limit and can be reloaded at will, you have more safety assurance of your money and identity security as well. Most card issuers of this generation are offering cards that are chip-protected, as compared to the magnetic stripe type of cards of the recent past. Moreover, a reloadable card provides you with control and freedom to your money and spending, since you get to load what you now you can or need to spend.
2. Payment Convenience
The other thing about plastic money, in general, is that you don’t have to carry bulky cash when making payments that require a large sum of money. It also saves a considerable amount of time as compared to other modes such as cheques. As a matter of fact, you do not have to own a bank account in order to have a reloadable travel credit card. You only need to have an existing credit history that qualifies you to a certain allocation in your card when needed. Some banks actually allow you to build credit with them using your credit reloadable travel card, increasing your credit limit gradually depending on your transactions and needs. During your RV trip, you get to pay for merchandise or services conveniently without much pressure if your card is loaded and your payee accepts credit card transactions.
3. Does it Allow Multi-Currency Transactions?
It can be quite an intimidating experience when during your trip; you enter a place to seek services or supplies, only to find that they transact and accept a currency that is different from what you hold in your wallet in cash. If you have a prepaid, debit, or credit card from popular service providers such as Visa and MasterCard, you may be safe. But what happens if your limit is already exhausted? A reloadable card can transact in multiple currencies, just after a few minutes of reloading as long as you have the internet or mobile connection if need be. You do not have to suspend your trip midway or get stranded, just because there’s no currency conversion bureau near you at the moment.
4. What are the Benefits of Prepaid Credit Cards?
Just like the normal credit cards or even some of the normal prepaid debit cards, reloadable cards come with a number of benefits depending on the issuer and the service merchant. Plastic money companies such as American Express, Citibank, Chase, MasterCard and Visa are known to partner with certain merchants to extend discounts and an array of benefits to the card holder. For instance, some Visa cards allow you to get premium services and discounts from airports, tourist attraction sites, campsites, shopping malls, or even hotels. However, it largely depends on the service provider you get your card from, and the amount of money you spend from those destinations in some instances. In most cases, reloadable prepaid or credit cards will get you more of these benefits as compared to limited ones. They can hence be quite resourceful during your road trips and RV travel adventures.
5. Can You Save on Overdraft and Over-Limit Fees?
When you get a conventional credit card, your creditor or card issuer normally assigns a specific limit to your card. For instance, you may have a credit card from which you can’t spend more than $1000. But what happened when your balance is, say, $500 and you need to pay $750 to an RV supplies merchant and your credit card is the only form of money you have at the moment? Well, some banks normally allow you to exceed the limit on your credit card, but in most cases end up charging you what they call “Above Limit Fees”. With a reloadable credit card for travel, you can escape these hefty fees by loading money in advance or when you need to, say by transferring from your bank account to your credit card on the go.
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